If your pay was impacted by Modernising Pay, then you may have a Certificate of Protection (CoP) for your pension. This ensures that your highest salary is used in calculating your pension.
These Certificates of Protection last 10 years, therefore if you are soon to take your pension you should get an estimate of how much you would get with and without the certificate as soon as possible, so you can make an informed decision on your retirement.
Get your estimates
To get an estimate of your pension with the CoP raise a request through askHR. You can do this online if you have access or via 0131 469 5555 during business hours.
You must raise the request through the Council, not Lothian Pension Fund, as the Council hold your CoP, not the pension fund.
To get a standard estimate of your pension, log in to LPF My Pension Online and go to Benefit Projectors/Calculators to use the online tool to get a projection.
Advice on your pension
Call 0800 085 8590 or email appointments@lighthousefa.co.uk and to book an appointment with the free financial advisor, provided through Unite Member Services.