Get a pension estimate with a Certificate of Protection

If your pay was impacted by Modernising Pay, then you may have a Certificate of Protection (CoP) for your pension. This ensures that your highest salary is used in calculating your pension.

These Certificates of Protection last 10 years, therefore if you are soon to take your pension you should get an estimate of how much you would get with and without the certificate as soon as possible, so you can make an informed decision on your retirement.

Get your estimates

To get an estimate of your pension with the CoP raise a request through askHR. You can do this online if you have access or via 0131 469 5555 during business hours.

You must raise the request through the Council, not Lothian Pension Fund, as the Council hold your CoP, not the pension fund.

To get a standard estimate of your pension, log in to LPF My Pension Online and go to Benefit Projectors/Calculators to use the online tool to get a projection.

Advice on your pension

Call 0800 085 8590 or email and to book an appointment with the free financial advisor, provided through Unite Member Services.

Merger of Lothian and Falkirk Pension Funds

How does the proposed merge impact pension fund members?

The Lothian Pension Fund (LPF) and Falkirk Pension Fund (FPF) are set to merge. In May 2022, the funds announced that they were exploring the possibility of merging. The local authorities are set to discuss the plans over the next few months, with the proposed merger touted for late 2023 or early 2024.

We asked LPF about the implications of the merger for our members. The full questions and answers are below.

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